Stop Shopping.
Make Them Compete.
We create your complete verified loan package. Send it to 20+ lenders while you stay anonymous. They compete knowing others are bidding. You see who gives you the best deal. No spam. No calls. No confusion.
TRUSTED BY BORROWERS AND RECOGNIZED LENDERS
The Chaos Cycle
Within 24 hours of one form

"And I'll never even know what I missed..."
You Know You Should Shop Around. The System Makes It Impossible.
You fill out one form online. Within hours: 47 missed calls. 23 texts. 31 emails. Every lender racing to call first.
You stop answering your phone.
You talk to three who got through. Which is best? You can't tell.
So you pick the lowest rate (A) and move on. Over 5 years, you overpay $8,400 because Lender B was actually cheaper when you factor in fees and your timeline.
Result: $20,000-$80,000 overpaid over the life of your loan.
Ready to Skip the Chaos?
Get competing offers from 20+ lenders. Stay completely anonymous. No calls until you choose.
See If I Qualify - FreeHere's How Mortgage Shopping Should Work
The difference: Organized truth vs. chaotic bombardment.
The Old Way
- Fill out form
- Info sold to 15 lenders
- 47 calls
- Confusion
- Can't compare properly
- Pick randomly or give up
- Overpay $50,000
The Rate Rebel Way
- One qualification
- We verify everything
- Send to 20+ lenders (you stay anonymous)
- They compete on merit
- You see top 5 with AI analysis
- Choose your winner
- Save thousands
How It Works
See If You Qualify
(FREE)
Answer basic questions. AI assessment in 2 minutes.
Verified Package
($39)
Soft credit pull + income verification. Real numbers.
Anonymous Shopping
(20+ Lenders)
They compete. You stay completely hidden.
AI Analysis
(48 Hours)
Top 5 offers analyzed for your scenario.
You Choose
($200 Back)
Pick finalists. Get $200 back at close.
See If You Qualify (FREE)
Answer basic questions about your scenario. AI assessment in 2 minutes. No credit check.
Verified Package ($39)
Soft credit pull + income verification via Plaid. Real numbers, not estimates.
Anonymous Shopping
Your package goes to 20+ lenders. They compete. You stay completely hidden.
AI Analysis
We curate the top 5 offers and analyze each for your specific scenario.
You Choose ($200 Back)
Pick 1-3 finalists to connect with. Get $200 back at close.
5 Minutes Now. Competing Offers in 48 Hours.
The mortgage homework you'd never do — verified, compared, and delivered for $39.
Get Competing Offers - $39The Benefits
All the mortgage homework you'd never do. Done for you.
Save $20K-$80K in Overpaying
We make real comparison trivial so you don't overpay tens of thousands.
15 Minutes. That's It.
15 minutes of your time gets you competing offers from 20+ lenders in 48 hours.
Impossible Diligence, Automated
All the mortgage homework you'd never do — automated in 48 hours.
Stay Completely Anonymous
Your contact info stays hidden until you choose who to connect with.
Actually Understand What's Best
AI analyzes which offer is truly cheapest for YOUR timeline.
Real Competition on Merit
Verified data means lenders compete on merit, not who calls fastest.
Bring Your Own Loan Officer
Already have a loan officer? Include them and see exactly how competitive they are.
Zero Obligation
$39 gets you the information — pick a winner, negotiate, or walk away.
Stop Overpaying. Start Here.
Real competition. Real savings. Real simple.
See If I Qualify - FreeWhy Borrowers Trust Rate Rebel
Bank-Level Security
Your data is encrypted and protected. We use Plaid - the same technology trusted by Venmo, Robinhood, and thousands of financial apps.
Real Credit Bureaus
Soft pull from Experian, TransUnion, and Equifax. Your actual credit scores, not estimates. No impact to your score.
Protected Anonymity
Lenders literally cannot see your contact information until you select them as a finalist. We don't sell your data. Ever.
Zero Spam Guarantee
You won't receive a single call or email from lenders until you choose to connect with them.
Frequently Asked Questions
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See Your Best Deal.No Obligation.
Complete verified shopping. Real competition. AI guidance. Know you didn't overpay.
Get Competing Offers - $39